Take steps to avoid storing up trouble

If you’re not one of the lucky few who have the free time to indulge your motorhome habit all year round, then you may be facing the issue of winter-time storage.

From an insurance point of view it is important to declare what method of storage you are using, whether it is paying for a secure site, parking on your own property or leaving the vehicle on the public road. The location will also have an impact on the cost of the premium.

Owners declaring that they are using a secure storage site must ensure the vehicle is kept in a fenced and locked compound, ideally covered by floodlights, CCTV and alarms or with some manual security present round the clock. Personal effects must be removed from a vehicle as they won’t be covered while in storage.

We automatically recognise storage sites if they are Caravan Club registered or approved by CASSOA (Caravan Storage site Owners’ Association) and offer a 10 per cent discount.

When choosing your site for the first time, for your own peace of mind, do check that you are happy with the facilities, the security and also the terms and conditions which may contain specific conditions. It is worth asking about the security record of the site and also checking practical details such as whether the vehicle stands on hard ground, when you are allowed to access it and whether there are water/electric points.

Many of our clients prefer to keep their motorhomes parked on their driveways. For those with space, this keeps the vehicle in a place where it can easily be checked regularly. The downside is that it is difficult to stop trespassing unless there are gates and fences. Security lights with motion sensors can act as a deterrent, along with wheel locks to stop the vehicle being taken.

Parking on the street or trying to hide the vehicle in a remote location such as near farm buildings are not sufficiently secure if there is no obstacle blocking access to the vehicle. In fact, it is asking for trouble with such a valuable vehicle and today’s organised gangs targeting whole vehicles as well as items such as catalytic converters.

Finally, it is worth remembering some simple cleaning and maintenance tips such as washing and waxing the vehicle to help protect the coachwork and also parking with the wheels ‘chocked’ and the hand brake off to prevent the brakes seizing. It is also a time to be careful when manoeuvring the vehicle particularly if space is tight – it is not unusual at this time of year for us to deal with claims where owners have clipped their own gate posts! 

If you’re not one of the lucky few who have the free time to indulge your motorhome habit all year round, then you may be facing the issue of winter-time storage.

 

From an insurance point of view it is important to declare what method of storage you are using, whether it is paying for a secure site, parking on your own property or leaving the vehicle on the public road. The location will also have an impact on the cost of the premium.

 

Owners declaring that they are using a secure storage site must ensure the vehicle is kept in a fenced and locked compound, ideally covered by floodlights, CCTV and alarms or with some manual security present round the clock. Personal effects must be removed from a vehicle as they won’t be covered while in storage.

 

We automatically recognise storage sites if they are Caravan Club registered or approved by CASSOA (Caravan Storage site Owners’ Association) and offer a 10 per cent discount.

 

When choosing your site for the first time, for your own peace of mind, do check that you are happy with the facilities, the security and also the terms and conditions which may contain specific conditions. It is worth asking about the security record of the site and also checking practical details such as whether the vehicle stands on hard ground, when you are allowed to access it and whether there are water/electric points.

 

Many of our clients prefer to keep their motorhomes parked on their driveways. For those with space, this keeps the vehicle in a place where it can easily be checked regularly. The downside is that it is difficult to stop trespassing unless there are gates and fences. Security lights with motion sensors can act as a deterrent, along with wheel locks to stop the vehicle being taken.

 

Parking on the street or trying to hide the vehicle in a remote location such as near farm buildings are not sufficiently secure if there is no obstacle blocking access to the vehicle. In fact, it is asking for trouble with such a valuable vehicle and today’s organised gangs targeting whole vehicles as well as items such as catalytic converters.

 

Finally, it is worth remembering some simple cleaning and maintenance tips such as washing and waxing the vehicle to help protect the coachwork and also parking with the wheels ‘chocked’ and the hand brake off to prevent the brakes seizing. It is also a time to be careful when manoeuvring the vehicle particularly if space is tight – it is not unusual at this time of year for us to deal with claims where owners have clipped their own gate posts!