When you’ve built something a little bit special and a little bit unorthadox, your biggest problem is often finding the right repair workshop, the right replacement parts or, even, protecting against theft. Unfortunately few motorhome owners are ever safe from the dangers of a breakdown, but finding a motorhome insurance quote which can cover you in the event of damages can help to mitigate some of the costs. But how can you find the right insurance for your conversion?
Check out the Market
Most big-name car insurance providers won’t give you adequate cover for a conversion; they simply don’t have the expertise to judge the risks required. For conversions you need to use a specialist motorhome insurance provider. Comparison sites can be useful for finding firms, but remember they’re not exhaustive; you shouldn’t rely on them to find your quote.
Talk to the Experts
If you have a conversion, you need to speak to someone who knows about motorhomes, knows the way they work and the way in which you’ve built yours up. A specialist insurer will have the right people for this and, though it may take a little longer to get your quote through, you can ensure you will be fully insured!
Always Read the Policy
With conversions, insurers are often quick to exclude certain risks. This is not a problem in itself, as long as you know they are excluded. If you can avoid travel to uninsured countries, or at least pay the premium when you do, and you can take reasonable measures to mitigate these risks yourself, exclusions aren’t a problem. Just make sure you know what they are in the first place!
Specialist insurance is essential for your conversion so don’t skimp on cost, and don’t simply stick with your old insurer. Shop around and find the right deal, not just the cheapest – your conversion is unique!