Get motorhome insurance from just £250
24/7 customer claims and accident support, 365 days a year
3 decades’ experience providing specialist policies in the UK
With over 30 years’ experience in the provision of motorhome insurance, and with a wealth of awards under our belt, we pride ourselves on offering the most comprehensive motorhome cover money can buy — and at competitive prices!
We know that keeping your motorhome on the road is your priority, and our policies have been designed to ensure you do so. Our partnership with Aviva, along with our expert knowledge of the camping and leisure industry, means that we provide a high level of cover at a price that makes sense.
If you’d like to get a motorhome insurance quotation then you can do so online or by calling 0208 9840 666. We’re here to help you get the best motorhome insurance for your needs. If you want to know more, then read on to find out why we’re an award-winning provider of motorhome insurance.
We pride ourselves on providing great cover and friendly customer service, that’s why we’re proud to be ranked No.1 In the UK on Trustpilot in the Motorhome Insurance category.
Our customers on Trustpilot rate us as ‘Excellent’ with a TrustScore of 4.9 based on over 8,000 reviews!
*As of March 2025, Comfort Insurance is ranked first on Trustpilot in the ‘Best in Caravan and Motorhome Insurance Company’ Category.
We can issue a replacement to the same specifications (subject to availability) within three years of purchase new by you or your domestic partner, if your motorhome is stolen or suffers damage exceeding 70% of its list price.
Insuring your motorhome with us means we can offer you a hire car for 24 hours in the event of your vehicle being damaged and immobilised in an accident.
Your motorhome insurance will cover you for the protection and removal of your vehicle to the nearest suitable repairers in the event of an accident.
Aviva’s network of preferred suppliers, including National Windscreens and Auto Windscreens®, have the tools to quickly and professionally repair or replace your motorhome’s specialist windscreen and windows, whether you’re at home, travelling in the UK or further afield in Europe.
Your motorhome insurance policy also covers loss or damage to possessions locked in your motorhome. If you plan to travel with valuable items or equipment, it’s important that you check your policy terms and conditions, as some items are excluded.
You can get optional breakdown cover in addition to your motorhome insurance policy in the UK and Europe. This can include home start, cover, roadside recovery, and repatriation. EU cover is included as standard in most EU countries, subject to policy detail.
We’re proud to be one of the only Motorhome and Campervan Insurance providers to receive a Defaqto 5 rating, making our Horizon policy one of the most comprehensive on the market!
Defaqto is one of the UK’s most trusted sources of financial product ratings and market intelligence, they research and analyse thousands of products across the market expertly rating them based on the quality of the product.
Here’s why we’re regarded as one of the leading specialist motorhome insurance brokers in the country:
We have more than 30 years' experience providing insurance for motorhomes in the UK, so you can be sure that we know our stuff.
Our excellent work has been recognised, having been named the What Motorhome Insurance Provider of The Year on 11 occasions.
We are fully authorised and regulated by the Financial Conduct Authority under number 300281 so you're dealing with a reputable company.
We are specialists in our field, so when you insure your motorhome, you can be certain that we are invested in building the best motorhome insurance policy for your purposes.
Not only do we provide motorhome and campervan insurance, but we place great importance on our customer service. We have a rating of ‘Excellent’ based on more than 8,000 reviews on Trustpilot.
We have developed strong partnerships and are proud to work with Aviva, the UK’s leading motor insurance provider. Our motorhome breakdown cover is provided in conjunction with ARAG and Call Assist.
In December 2024, Aviva stated that 99.2% of all claims were paid out, so you can be confident that yours will be too.
Everyone has different needs when it comes to motorhome cover, which is why we adapt our policies to suit you.
For many customers, their motorhome is a home away from home, and it’s important that no detail is forgotten. That’s why we include, as standard, personal effects and belongings and generators (up to £5,000), fixed awnings, and medical cover if anyone is injured in your motorhome.
On top of this, you can add personalised extras such as sat-nav systems and satellite TV systems as well as UK and EU motorhome breakdown cover.
If you have taken out our optional breakdown cover you can call for assistance on the following number:
ARAG/CALL ASSIST UK AND EUROPEAN BREAKDOWN 0330 303 1192
“Motorhome insurance goes far beyond standard private car or van insurance; it includes key comprehensive elements of cover that ensures your vehicle is insured correctly. Without a specialised policy, you risk not protecting your most valuable asset after your home.
It’s essential to keep all declared security operational and functioning. For example, maintaining tracker systems with an active subscription is crucial as any lapse could cause complications in the event of a claim.”
– Ben Cue, Motorhome ExpertThere are instances where your motorhome policy will not cover you. These include:
The above are some of the exclusions which apply to your motorhome insurance. For a full list, please see your policy documents.
The cost of insuring your motorhome will depend on the value of your vehicle and other factors. If you want to find out how much it would cost to protect your motorhome then you can request a quote online by filling out a simple form.
Rest assured, whatever you use your motorhome for, we’ve got you covered. If you use it full-time, we can arrange this. If you want to convert your motorhome or build one from scratch, we can organise cover for that too.
Each person and their motorhome is unique, so we offer a range of products that can be tailored to suit you. That’s why we’re one of the leading motorhome insurers in the UK.
We’ve been providing insurance for motorhomes for years and because our customers are the most important thing to us, we’ve made the process simple.
It’s easy to get a quote online – just select your type of vehicle and provide us with a few details such as its make, mileage, and where it is usually parked. After that, you’ll need to enter information about yourself and then we can give you an insurance quote for motorhome cover in a matter of minutes!
Of course, if you’d prefer to speak to a member of our expert, friendly team then you can call us on 0208 984 0666 and we’ll gladly listen to your needs and create a quote tailored to you. It really is that simple.
Should you need to make a claim on your motorhome insurance policy, don’t worry. All you need to do is call the Comfort claims helpline on 0800 028 0038.
Our insurance claims helpline operates 24 hours a day, 365 days a year, so you can be sure that we’ll always be available to help you. A personal incident manager will be on the other end of the line ready to assist, but please have your vehicle registration number to hand so that they can quickly locate the details of your insured motorhome.
We recommend you take out our specialist breakdown cover and include it with your annual policy. To add this to your motorhome insurance policy, it only costs £86. We provide this service in conjunction with ARAG and Call Assist. Read more about our motorhome breakdown cover now.
If you need breakdown assistance, it’s quick and easy to find out which phone number you need to call.
of Comfort Insurance customers claims were paid.
*As of December 2024 Aviva stated that 99.2% of all claims were paid out
Yes, it’s a legal requirement to have insurance on your motorhome in the UK, unless it’s declared SORN and off the road. However, you should always check even in those cases, as some finance providers require the vehicle to remain insured even if it’s declared off the road.
We recommend maintaining your insurance to protect against risks like theft, fire, vandalism and accidental damage, which can occur and result in significant financial losses, even if your motorhome is off the road.
Legally, a motorhome requires third-party-only insurance as a minimum. However, due to various factors, only comprehensive cover is normally available on this vehicle.
Vehicles worth under £5,000 typically qualify for third-party, fire and theft policies, but it may be cheaper to place the vehicle on a comprehensive policy instead.
The licence you require to drive a motorhome depends on its Maximum Authorised Mass (MAM), which is the vehicle’s weight plus the maximum load it can carry. You need:
You can check the MAM of your motorhome in the vehicle’s log book. Refer to your driving licence to confirm which categories of vehicle you’re currently allowed to drive. If you still aren’t sure, check the DVLA website for further information on driving licence categories.
Bear in mind that there are additional laws you need to comply with if you’re 70 years of age and over.
Typically, the cost of motorhome insurance is cheaper than that of general car insurance.
Our motorhome insurance premiums start from £250. There are several factors that can affect your premium, including security, mileage and storage.
We only offer annual motorhome insurance policies at Comfort Insurance. However, these tend to cost less than short-term policies due to mileage and other rating factors.
Comfort’s Horizon motorhome policy includes a 365-day Green Card. If your trip is within the EU and extends beyond a 90-day period within a 180-day period, you may require a Visa or Permit.
You can find the territorial limits for your policy by accessing your account. Ensure you also check the UK Government’s foreign travel advice for any country you’re visiting. It’s also worth reminding yourself of the rules for travelling to Europe post-Brexit.
To understand what motorhome breakdown insurance you require, it’s important to look at policy levels and limits within the contract and compare this against the weight of your vehicle.
Comfort Insurance’s Breakdown Insurance, which you can only purchase in conjunction with an Annual Policy, offers specialist cover with European recovery limits at £10,000 for any one claim.
Several factors can affect your motorhome insurance premium, the most important of which we’ve listed below:
Our personal effects cover policy limit is £5000, with a single item limit of £500, and it excludes items such as jewellery and mobile phones. Please check our policy documentation for the full list of terms and conditions.
It’s always worth checking with your home insurer that any high-value items are covered under your home insurance while you’re away in your motorhome. If not, you can use Comfort Insurance’s range of home insurance policies that can provide the necessary protection.
Comfort Insurance does offer full-time motorhome insurance, subject to Terms and Conditions and assessed on a case-by-case basis. If you wish to find out more, please contact one of our sales assistants on 020 8984 0666.
Comfort Insurance offers a specialist policy for existing annual motorhome insurance policyholders that allows you to hire out your vehicle . Please contact our team by calling 020 8984 0666 to find out more.
The security you require for your motorhome depends on the value and underwriting criteria for the vehicle.
Generally, Comfort Insurance’s underwriters recommend any VTS- or Thatcham-approved device, and trackers appear to be more favourable than alarms at this moment in time.
Comfort Insurance offers various limited mileage bands ranging from 1500 miles per year to unlimited, which all affect the premium depending on usage throughout the year.
Comfort Insurance offers various limited mileage bands ranging from 1500 miles per year to unlimited, which all affect the premium depending on usage throughout the year.
Comfort Insurance’s Horizon motorhome insurance policy automatically covers commuting and business use, provided you’re in full-time employment.
There are several ways you can reduce your motorhome insurance costs, such as by storing your vehicle at a CaSSOA-approved site overnight and using various security devices.
Typically, motorhome and campervan insurance policies are similar, but each is specifically designed to give specialist cover for the respective vehicle.
Like coverage for other vehicles, motorhome insurance policies don’t typically cover water damage.
You need to disclose any modifications you carry out on your motorhome or campervan to your insurance provider. Depending on the level of the modification, it may result in you needing to pay an additional premium or your provider no longer being able to continue the cover.
Typically, motorhome insurance covers the contents specified in the policy for the current market value of the item.
Comfort Insurance doesn’t have a general cut-off age for any motorhome insurance policy.
We have over 30 years’ experience in the industry, which means we know a thing or two about how to insure a motorhome.
Our professional, friendly UK-based customer service team are all knowledgeable about these types of vehicles, with many owning one themselves. so, when you give them a call, you know you’re in safe hands. Perhaps that’s why we won the What Motorhome Insurance Provider of the Year award on 11 separate occasions.
And on top of that, our motorhome insurance costs are pitched at affordable rates that our customers love.
If you want to find out why we’re considered among the best insurance brokers, call us on 0208 9840 666 or get a quote online. Our friendly team are here to help you find the motorhome insurance deal that works for your needs.
Page last reviewed on 07/05/2025
Ben Cue: Managing Director/Director of Operations
Comfort Insurance
Comfort House
Goresbrook Road
Dagenham
RM9 6UR
Comfort Insurance are proud to be working with Aviva, the UK’s largest insurance provider, to provide specialist Motorhome & Campervan Insurance cover for our customers.
Copyright © 2025
Comfort Insurance® has been a registered trademark since 2019
Victor Millwell Insurance Agency Limited trading as Comfort Insurance.
Victor Millwell is authorised and regulated by the Financial Conduct Authority (FCA), firms registration number 300281. Registered in England and Wales, ref. 01419341.
If you are unhappy with our service, we have a complaints procedure, details of which are available on request, and you may be able to refer a complaint to the Financial Ombudsman Service (FOS) if you are unhappy with how we dealt with your complaint. The FOS website is here.
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