Campervan Insurance From £220

For decades, campervans have been the perfect way to explore the great outdoors, and they’re just as popular today as they’ve ever been. From weekend trips to the coast to full tours of Europe, campervans offer plenty of opportunities for adventure.

Before you hit the road in your own campervan, it’s important to have the right insurance cover in place. Whether you’ve just bought your first one or you’re a seasoned campervan traveller, insurance safeguards your vehicle and provides peace of mind  and protection wherever you plan on going.

At Comfort Insurance, we provide campervan cover to suit all budgets and styles including classic, professionally converted and imported vans. Our specialist policies are tailored to fit campervan life.

You can get a quote online for most models and our prices start from as little as £220. Over 12% of our campervan insurance policyholders in the UK paid this amount or less for their annual premium between 1st August 2019 and 31st July 2020. So, if you’re looking for fully comprehensive yet cheap campervan insurance that offers you full protection, you’re in the right place.

We boast more than 30 years of experience within the industry, so you can be sure that we’ll secure the best campervan insurance policy for you. We understand the importance of protecting your pride and joy and keeping it on the road.

Getting a campervan insurance quote with us is easy. Speak to one of our friendly team by calling 0208 9840 666 or get a quote in a matter of moments.

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What is campervan insurance?

Campervan insurance is specially designed for campervan owners. As with standard motor insurance, this type of cover is available at different levels. A comprehensive insurance policy covers you for accidental damage, vandalism, theft, fire, flood or other types of insured risk.

There are three categories of campervan that we cover at Comfort Insurance. We also provide insurance for three different styles of vehicle. Here is a look at the categories and styles that we can protect.

Which categories of campervan insurance can we offer?

We offer three categories of campervan cover. These are:

This is designed for owners who have used a specialist company to carry out a full, expert update of their vehicle.

This type of campervan cover is bespoke, and can be individually tailored to meet your unique requirements. To get an insurance quote for your converted campervan speak to us today.

Some of the companies that we recognise as professional campervan converters include Autohaus, Camperking, East Neuk and Vanworx.

Our classic campervan policies cover campervans built before 1992. A typical policy includes 12 months’ fully comprehensive cover, which safeguards you against fire, theft, accidental damage, vandalism and any third-party claims for a year. It also includes legal expenses up to £100,000 and personal belongings cover up to £1,000 and can be extended to include ‘agreed value’, where we’ll agree the value of your campervan at the start of your policy, including spare parts and any claims will be dealt with on an agreed value basis.

We offer this across all styles of van, including fixed-roof and high-top campervans. Classic models that we can cover include VW T2 Split Bays, VW Devon T2s and the VW Westfalia Joker.

If you’ve recently started a self-build campervan project, it’s likely that you’ll be excited about all that your new vehicle can offer. Whether you’ve built it from scratch or reimagined a standard van, you’ll need to seek specialist insurance.

We might be able to help. Call us on 0208 9840 666 to tell us about your vehicle. From there, we’ll let you know if we think we can insure your campervan and provide you with a quote.

Whatever the style of your campervan, whether it’s high-top, raised-roof or fixed-roof, we’ve got the cover to suit you. As with other types of insurance, the more comprehensive your high-top, raised-roof and fixed-roof campervan insurance policy is, the more protected you’ll be.

Comprehensive cover comes as standard with all of our campervan policies, as does at least 90 days European Green Card cover and legal expenses too.

Start your campervan insurance quote today

At Comfort Insurance, we understand what you’re looking for in your campervan insurance. We’re here to make sure you can get out on the road with complete peace of mind. We’ll listen carefully to your needs and help you find the policy that’s perfectly suited to you.

You can get a campervan insurance quote online in a matter of moments, or you can give our friendly, expert team a call on 0208 9840 666. You’ll soon see why we’re the leading provider of campervan insurance in the UK, so why not get in touch today?

What is covered by our campervan insurance?

As with standard home and car insurance, the more comprehensive your policy, the better the level of cover for your campervan. When seeking campervan cover, it’s important you’re aware of what is covered and any exclusions. This will help to make sure you have the right level of protection to suit your needs.

If you take out a comprehensive insurance policy for your campervan, this will cover you for:

  • Accidental damage
  • Vandalism
  • Fire
  • Theft
  • Any third-party damage or injury you cause

Our campervan insurance also covers all the little things other providers may not include in their standard policies, such as:

  • Personal effects and belongings
  • Awnings
  • Generators
  • Audio and navigational equipment
  • Window and windscreen breakage
  • Gas explosions
  • Replacement locks if your keys or transmitter are stolen

We also offer much more, subject to policy terms and conditions. Some companies may call these extras, but we like to think of these as necessities* when it comes to keeping your campervan on the road.

Our insurance policies offer everything you could possibly need, from the awnings through to gas bottles. Policies also come with 90 days’ EU cover as standard, meaning you don’t have to cut your holiday short or return home in the middle of an adventure.

It’s important to note that insurers will always try to accommodate our customers as much as they can, but make sure you request the specific cover you think you may need.

* Subject to policy terms and conditions.

Exclusions on our campervan insurance policies

There are some circumstances where you will not be protected by your campervan insurance. You should always check if certain eventualities will be covered when creating your campervan insurance quote. This means you will avoid getting an untimely and unwanted surprise when it comes to making a claim.

Exclusions on our campervan policies include:

  • Loss of use, wear and tear, and depreciation
  • Loss or damage arising from theft when the keys have been left in the ignition
  • Any accident or damage caused by someone driving the vehicle without the appropriate licence
  • Damage to tyres by braking or by punctures, cuts or bursts
  • Damage to the vehicle arising from domestic animals, moth, vermin or infestation

These are just some of the exclusions on your campervan insurance. For a full list, please see your policy documents.

How much does campervan insurance cost?

If you’re looking for campervan insurance that offers great value, it’s worth getting a quote from us. Cover is priced according to a variety of factors and assumptions, including the make, model, and age of the vehicle, as well as the age of the main driver, the length of time they’ve had their licence and any motoring convictions.

Costs will vary depending upon all these factors, meaning you could get a quote for as little as £220, but it could top the £1,000 mark depending upon your circumstances and the value of your campervan.

We will be transparent with you from the very start so that you’re aware of how much your policy will be.

What other factors affect insurance costs?

Should you own a campervan that is rare or unique in some way, such as a classic VW Samba, or you’re searching for VW T5 campervan insurance, you will still be able to find cover with us.

If your campervan is your only vehicle and the one you use whenever you’re on the road, this could also affect the price you pay. If your campervan is parked up for weeks at a time and you only use it at certain times of the year, this should bring down the price, particularly if it’s kept in a garage when not in use.

To find out how much a policy may cost you can get a campervan insurance quote online, or you can give us a call on 0208 9840 666.

How to get your campervan insurance quote

Whether you have a classic Westfalia or a brand new California, you’ll need a campervan insurance policy that covers you for every eventuality. You need to ensure all your possessions are fully protected, whether your vehicle is being kept on the drive or is cruising around Europe.

With Comfort Insurance, your insurance are perfectly simple to obtain. All you need to do is select your type of vehicle and provide us with a few details, including its make and mileage as well as the level of cover you desire.

The next step is to fill out some personal information on our easy-to-use online form, and you’ll have your campervan insurance quote within a few moments. If you prefer a more personal touch, you can always give our experts a call on 0208 9840 666.

What we need to provide you with campervan conversion insurance or other forms of cover

There are some instances where we can’t give you a campervan insurance quote straight away. This is because, while we have policies from selected insurance underwriters, there is some information we will need from you to process your request for a quote.

This applies to campervan conversions that have an engine size of 3500cc or more, bespoke campervan conversions carried out by a professional converter, imported Japanese campervans and self-built/home-built campervans. If this applies to your campervan, we will need the following things:

  • Images of your vehicle. We require four photos of the inside and four of the outside of your vehicle
  • A copy of your gas certificate or your habitation check

Additionally, your vehicle will need to be registered as a motorcaravan or a van with side windows. Should you not be able to register your campervan conversion as a motorcaravan or a van with side windows with the DVLA, it’s still possible for us to consider you for self-build cover. However, this is done on a case-by-case basis, so we suggest you call us on 0208 9840 666 and we’ll take you through the process.

What are the benefits of insuring your campervan with Comfort Insurance?

One of the major benefits of choosing Comfort Insurance for your campervan cover is the level of protection you can get. We’re proud to include the things that other insurance providers may not have in their standard policies.

We provide cover for personal effects and belongings, awnings, generators, audio and navigational equipment, child seats, window and windscreen breakage, gas explosions, legal expenses and so much more. We’ll even replace your locks if your keys or transmitter are stolen. Some companies may call these extras, but we like to think of these as necessities when it comes to keeping your campervan safely on the road.

Making a claim on your campervan insurance

For many customers, this is the most important part – even more so than price. Regardless of how much you are paying for your insurance policy, you want to be safe in the knowledge that if something goes wrong you are able to make a claim as quickly and as simply as possible.

Once you have a policy with us, you’re covered if things go wrong. So, whether your claim relates to an accident, fire, theft or other damage, you can begin the process by calling the Comfort claims line on 0800 0280 038 or the claims reporting number detailed in your policy. You’ll speak to a personal incident manager who will ask you to give them as much information as possible. We also ask that you have your vehicle registration number to hand so your policy records can be found quickly.

If your campervan has been stolen, you should report this to the police immediately. They will issue you with a crime reference number, which you will be able to give to the insurer to speed things up when processing the claim.

Why come to us to insure your campervan?

Comfort Insurance is run by those with a passion for hitting the open road. Offering over 30 years of experience in the industry, we have a vast knowledge of the campervan market.

We understand how important it is for you to keep your campervan on the road and how important it is for you to get back up and running if things go wrong. That’s why we’ve tailored our products to tick all of the boxes for our customers, whether you want to drive around the country for a week or across the whole of Europe for a few months.

Here’s why we’re a leading provider of campervan insurance in the UK:

  • We have spent over 30 years offering the best campervan insurance quotes to our customers, so you can be certain we know what we’re talking about
  • Our superb reputation is backed up by the fact that we were named What Motorhome Insurance Provider of the Year 10 times in 11 years
  • We are experts in our field. We understand the specific requirements of owning a campervan and will do everything we can to provide a policy tailored to you
  • We are fiercely proud of our strong reputation among our customers. We’re happy to boast a rating of ‘excellent’ from thousands of reviews on Trustpilot
  • We are proud to work closely with Aviva, one of the UK’s leading motor insurers. We’re members of the British Insurance Brokers’ Association and our campervan breakdown cover is provided alongside the AA and DAS
  • As of 17th July 2018, Aviva stated that 99.6% of all claims were paid out

Getting a campervan insurance quote online is easy. Our friendly UK-based team is also on hand – just dial 0208 9840 666.

Campervan Insurance FAQs

Still have questions about campervan insurance? Here are some of the queries we get asked most often:

Why should I take out campervan insurance?

Campervans offer the ideal way to explore the great outdoors, whether at home or abroad. But if something goes wrong, your standard car insurance won’t cover everything.

That’s why specialist campervan protection is a must. But with so many different models on the market, from classic VWs to converted panel vans, and so many countries to visit, finding the right cover can be tricky. That’s where a campervan insurance quote from us can help.

Is motorhome insurance the same as campervan insurance?

In short, no. It’s very important to note that, although they do share a lot of features, motorhomes and campervans are not the same thing. There are two main differences:

  • Campervans are generally smaller and more compact than motorhomes
  • Campervans don’t have a driving cab that is separate from the living area within, while motorhomes do

Motorhomes are generally better suited for families who need a van that can comfortably sleep everyone or travellers who spend a lot of time on the road and need more space than a campervan can offer.

There are generally four main types of motorhome:

  • A-class
  • American RV-style
  • Coach-built
  • Race trucks

We offer motorhome insurance too, so both types of vehicle are protected here at Comfort Insurance.

How old do I have to be to take out campervan insurance?

We only insure campervan drivers aged 21 or over. Motorists aged between 21 and 25 years old may find that their cover is a bit more expensive than for older drivers. This is because age and driving experience is a key consideration when compiling campervan insurance quotes, or any other type of motor vehicle insurance.

How can I reduce the cost of insuring my campervan?

Aside from only using it occasionally and keeping it in a garage when not in use, there are a number of ways to trim the cost of your campervan insurance. You might find that your premium is substantially reduced if you can provide evidence of at least a few years of claim-free driving, even if this has been accrued while driving a car.

Being a member of a camping association or a similar club could also get you cheaper campervan insurance quotes but remember to have the evidence to ensure you receive this discount.

Other ways to save money on your cover include paying all in one for an annual premium rather than monthly instalments and having the best security available for your particular campervan.

Always make sure the information you provide to us is accurate so we can provide you with the correct price, terms and conditions. Our campervan insurance comes loaded with all the features and benefits that we know campervan owners need. Although price is important, it’s vital you ensure you have the correct level of cover in case the worst happens and you have to make a claim.

Get an insurance quote for your campervan

At Comfort Insurance, we understand what you’re looking for in your campervan insurance. We’re here to make sure you can get out on the road with complete peace of mind. We’ll listen carefully to your needs and help you find the policy that’s perfectly suited to you.

You can get a campervan insurance quote online in a matter of moments, or you can give our friendly, expert team a call on 0208 9840 666. You’ll soon see why we’re the leading provider of leisure vehicle insurance in the UK, so why not get in touch today?

Did you know...

99.6%

of Comfort Insurance customers claims were paid.

*As of the 17th July 2018

Campervan breakdown cover

breakdown

We highly recommend you take out our specialist campervan breakdown cover for only £65 to include on your annual policy. We provide this service in conjunction with the AA and DAS. Follow the link for further information on our campervan breakdown insurance.

Campervan Hire Insurance

Have you ever wanted to hire out your campervan or motorhome?

Read more about our campervan hire insurance.