Temporary Motorhome & Campervan Insurance
There are few greater feelings than hitting the open road, exploring your surroundings and enjoying the sense of freedom that comes with van life and there’s no finer vehicle to do that in than a motorhome; here at Comfort Insurance, no one understands that better than we do!
Every year, thousands of motorhome and campervan owners get behind the wheel and set out on a new adventure and we take great pleasure in ensuring their pride and joy is well protected; this is thanks to our superb insurance policies.
What about those who love the campervanning lifestyle but don’t have a vehicle of their own? Well, we’ve listened carefully to our customers’ needs and teamed up with Dayinsure to create a new temporary motorhome policy for all your travel needs!
If you want to borrow a motorhome for a short period, perhaps from a friend or family member, a temporary motorhome and campervan insurance policy will ensure both you and the owner protection and priceless peace of mind, while you experience all the joys of the open road.
Read on to find out more about temporary motorhome insurance, how it works, what it covers, how much it costs, and how easy it is to organise with us.
Comfort Insurance Reviews & Testimonials
We pride ourselves on providing great cover and friendly customer service; that’s why Trustpilot rate us as ‘Excellent’ with a TrustScore of 4.9 based on over 8,000 reviews.
Click here to find out what our customers are saying about us.
What is temporary motorhome/campervan insurance?
Our temporary motorhome insurance is underwritten by one of the UK’s biggest insurers, Aviva and allows anyone hiring or borrowing a motorhome to be protected by a fully comprehensive policy from a period of as little as an hour to 30 days! During this period, the owner’s standard policy will not be affected, even if something were to happen to their motorhome/campervan while it was being hired/borrowed. Therefore, there are no concerns for the owner about losing their no claims bonus and the renter can take to the road knowing they are fully insured – it’s a win-win situation!
Your temporary motorhome & campervan insurance policy documents
Policy Wording
Motorhome Insurance Product Information Document (IPID)
Terms of Business
Motorhome Insurance Acceptance Criteria
Excess Protection IPID
Excess Protection Policy Wording
What is covered by temporary motorhome & campervan insurance?
When you borrow or hire a motorhome/campervan our temporary motorhome insurance policy will cover you for:
- Comprehensive cover for the UK and third-party cover to drive in the EU (Optional comprehensive cover for the EU available.)
- Accidental damage, fire and theft
- Damage to other people’s property, third-party injury and death whilst the hirer is using someone else's motorhome or campervan
- Loss or damage to the vehicle including vehicle recovery and legal costs.
For a full list of what is covered by our short term motorhome insurance, please see the policy wording
What are the benefits of temporary motorhome insurance?
The advantages of a short-term motorhome insurance policy are vast and varied, for both owners and renters.
The benefits of temporary motorhome insurance for renters
- You can organise cover and be on the road in as little as 15 minutes!
- It offers a cheaper alternative than purchasing your own motorhome or campervan…opportunity to ‘try before you buy’
- Peace of mind with comprehensive cover for the Great Britain, Northern Ireland and the Isle of Man (third party only cover for a trip to countries within the EU, the EEA and Switzerland as standard.)
- Optional upgrade for comprehensive EU cover for the ultimate protection on European road trips!
The benefits of temporary motorhome insurance for owners
- Any claims made under the policy are separate from the owner’s annual policy and will not affect your no claims bonus
- Peace of mind that damage to your motorhome is covered even when it is being used by someone else
- No need for you to get in touch with us about renting out your motorhome
- You can make a little extra money by hiring out your motorhome/campervan for short periods when it would otherwise not be in use
What do I need for a quote?
To get a quick and easy online quote you’ll need the following to hand:
- Your name, your date of birth, a UK address, your occupation and your email address
- You will need the following details about the motorhome or campervan you are looking to borrow/hire i.e. the registration number, chassis manufacturer and the engine size
- Your GB driving licence number
How to check if you’re eligible for motorhome insurance.
There are certain criteria you must meet in order to take out our temporary motorhome insurance (see the key criteria below). For a complete list of acceptance criteria, please refer to the DI Acceptance Criteria document.
- You are aged between 25 and 75
- You’ve held a current and valid full GB driving licence for at least 12 months
- Your license is the correct license needed to drive the vehicle
- You have a permanent UK address
- You have had no more than 1 fault claim in the last 12 months
- You have had no more than 9 penalty points and have had no disqualifications in the last 18 months
- The vehicle you wish to borrow/hire has a current market value of less than £75,000 and has not been manufactured in the USA
- The vehicle has at least one bed of 6 feet in length, has wardrobe cupboards fitted, and has seating for diners at a table
- The vehicle is registered in Great Britain, Northern Ireland or the Isle of Man
- The vehicle has an engine size of 3000c or under and is not over 5 tonnes gross vehicle weight
- Your journey is both starting and ending in either Great Britain, Northern Ireland, the Channel Islands or the Isle of Man
- You are borrowing/hiring the vehicle for a period of between 1 hour - 30 days
How much does short-term motorhome insurance cost?
We can offer cost-effective premiums with 1 day's cover starting from just £24.99! However, the overall cost will vary depending on a number of factors, such as:
- the motorhome you want to insure
- how long you need cover for
- your individual circumstances, including your age and driving history.
How to take out your temporary motorhome insurance
Taking out short term motorhome/campervan insurance with Comfort is simple:
Simply complete an easy online quote and take out cover; it only takes a few minutes! Cover can be booked up to 28 days in advance. Please note that the temporary insurance cover must be set up by the hirer or borrower and not the vehicle owner.
How to claim on your temporary campervan insurance
Should you need to claim on your temporary motorhome insurance, please call Aviva as soon as possible on 08000 156 166 if you are within the UK, or (0044)1603 603 728 if you are outside the UK. Remember, any claims made on our policy will not affect the no claims discount of the owner’s annual cover.
Why choose us for your temporary motorhome & campervan insurance
There are many reasons why you can rely on us when it comes to sourcing your temporary motorhome insurance cover. Here are just a few of them:
- We have more than 30 years’ experience in the industry, so you can rest assured we know our stuff.
- Nobody understands motorhome owners and renters better than we do. We can offer tailored motorhome/campervan insurance policies that perfectly suit your needs.
- Providing stellar customer service is a key part of our philosophy, and that is reflected in our rating of ‘Excellent’ from reviews on Trustpilot.
- Our temporary motorhome/campervan insurance policies are underwritten by Aviva, one of the UK’s leading motor insurers, so you can rest assured you’re in good hands.
What are the exclusions on temporary motorhome insurance?
As with any policy, there are some things which are not covered by our temporary motorhome insurance. For example:
- Any accident, injury, loss or damage that occurs when the vehicle is being used for a purpose not described on the certificate of motor insurance or by anyone not named on the certificate of insurance
- Any accident, injury, loss or damage that occurs when the vehicle is being driven by somebody not permitted to drive it, or by someone without a valid driving licence
- Loss or damage if the motorhome has been left with the ignition keys or left unattended with the engine running
- Damage caused by wear and tear or electrical and mechanical breakdown
- The carriage of goods or passengers for hire or reward
- Personal effects, such as mobile phones and laptops
For a full list of the exclusions on our temporary motorhome insurance, please refer to the policy wording and insurance product information document.
Get in touch about temporary motorhome insurance today
We know how good it feels to get out on the open road and we want as many people as possible to enjoy that sensation, even if they don’t own a motorhome. Get Comfort Temporary Motorhome insurance today and get cover and be out on the open road in as little as 15 minutes!
Temporary motorhome insurance FAQs
We understand that you might still have queries about our short-term motorhome insurance. With that in mind, we’ve put together a list of some of the most frequently asked questions.
The renter would need to inform their insurance provider when taking out or renewing their own motor insurance policy. Any claims made could cause the premium to increase in price.
That is entirely up to the owner. Anything they charge the renter is down to an agreement between the two parties and has nothing to do with us or the temporary motorhome insurance policy.
No, although each individual policy is only valid for between 1 hour- 30 days.
