Comfort Home Insurance
Get a home insurance quote today with Comfort Insurance. We offer Aviva home insurance, so you can relax knowing your home is covered by experts.
Because every home is different, we tailor insurance to suit your needs. Whether you’re looking for first-time buyer or over 60s home insurance, standalone buildings insurance or combined house and contents insurance, we can help.
For a home insurance quote, get in touch with our team today.
What is home insurance?
Home insurance provides you with financial protection if something should happen to your property or belongings. This can include fire, theft, or even accidental damage – but what you are covered for will depend on the house insurance you decide on.
You can choose combined building and contents insurance or standalone contents cover.
- Buildings insurance: This covers you if the structure of your home is damaged. This might include the roof and walls, and fixtures and fittings.
- Contents insurance: This covers you for loss or damage to personal belongings – in other words, anything that isn't physically attached to the buildings.
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Aviva home insurance at a glance
Having the right level of home insurance matters. Here’s a quick overview of our house and contents insurance with Aviva:
- Unoccupancy up to 60 consecutive days allowed to be away from home (i.e. whilst you are travelling).
- Your contents, pedal cycles and collections are insured against all risks of physical loss or physical damage, both while at your home or while temporarily removed for up to 60 consecutive days anywhere else in the world, unless an exclusion applies.
- Pedal cycles, including electric pedal cycles and pedal cycle accessories and parts – up to the sum insured specified (maximum £30,000).
- We do not cover loss or damage to pedal cycles left unattended away from your home unless locked to a fixed structure or located within a locked building.
- Maximum £5,000 cover for theft from an unattended vehicle. We will not pay for any loss or damage unless the vehicle is locked, windows closed and insured items are hidden out of sight.
- We will pay for a covered loss whilst your home is being temporarily let for no more than 60 days in total per policy period.
- Liability for Dogs (could be taken on trip).
Adding optional extras to your policy
You can also benefit from optional extras for your home and contents insurance, including:
- Reduced risk of underinsurance due to data-driven rebuild values
- Unlimited contents
- Up to £100,000 cover for jewellery and fine art
- Up to £30,000 cover for pedal cycles
- Personal cyber cover (including social engineering)
- Legal expense cover
- Home emergency cover
Who might need home insurance?
House insurance looks different for everyone. How much cover you need depends on your living and property ownership circumstances. If you’re a homeowner, landlord, or you own the freehold to a property, you’ll likely need both buildings and contents insurance.
Most people are required to have building insurance as part of their mortgage agreement. If you need both building insurance and contents insurance, it can be cheaper and more convenient to purchase a combined policy.
If you're a tenant or you own a leasehold flat but don't own part of the freehold, you’ll likely just need contents insurance.
At Comfort, we can tailor policies to suit your circumstances. Whether you need home insurance for over 60s or first-time buyers, or something else, our team can advise you.
The importance of house insurance
With our Aviva home insurance, you can benefit from protection against possible financial and physical losses in your home.
Depending on your policy, you could be covered for:
- Home
- Contents
- Your collections (art, jewellery etc.)
- Legal liability and expenses
- Home emergency
- Cyber losses
The home and buildings section of the policy covers risks for your home, outbuildings and other permanent structures. The contents section covers risks for your general contents, such as clothing, electronics and appliances.
A breakdown of what our policy covers
Get a home insurance quote today and choose from a range of options based on your needs, property and lifestyle. Here’s a clear breakdown of what you could be covered for:
Buildings, contents, pedal cycles & collections
Your property, contents, pedal cycles and collections can be insured against risks of physical loss or physical damage during your policy period unless exclusions apply. This includes while you are at home and while you are temporarily away for up to 60 consecutive days, anywhere in the world.
Please note that this home insurance policy is different to unoccupied house insurance, which is a policy that covers a house not lived in for 60 consecutive days or more, or not adequately furnished to be lived in properly. This is because homes in these circumstances are more at risk from theft or losses.
Liability
This part of your policy can protect you against claims made against you. As a property owner, you have a legal responsibility to maintain the property to limit the risk of injury on your premises by a third party, such as a visitor. Damages may be paid where an insured person is legally obligated to pay for personal injury or property damage caused by an event covered by your policy. The liability sum will be the one stated in your schedule.
Personal cyber cover
You could receive payment where financial loss has happened due to cybercrime. This includes fraud, telephone hacking or identity theft, alongside other factors stated in your policy. See our policy documents for general definitions.
Comfort Insurance Reviews & Testimonials
We pride ourselves on providing great cover and friendly customer service, that’s why Trustpilot rate us as ‘Excellent’ with a TrustScore of 4.9 based on over 9,000 reviews.
Click here to find out what our customers are saying about us.
Why choose Comfort Insurance?
We are one of the UK's leading motorhome insurance and breakdown brokers, and our expertise extends to other insurance packages, including travel insurance and trusted Aviva home insurance. Here's why you can count on us:
- Over 30 years of experience: We've been operating for over three decades, providing home, motorhome, campervan and other types of insurance across the UK.
- Award-winning provider: We're an award-winning insurance provider, with excellent reviews on Trustpilot from thousands of people like you.
- Strong partnerships: We work alongside Aviva, one of the UK's leading insurance companies, so you can be confident your house insurance is comprehensive.
- Regulated: We're authorised and regulated by the Financial Conduct Authority under number 300281.
Get a home insurance quote today
Call us on 0208 984 0666 and speak to our friendly team for your Aviva home insurance quote. Whether you’re looking for first-time buyers or over 60s home insurance, buildings insurance or contents insurance (or both), we’ve got you covered.
Home insurance FAQs
While home and contents insurance is not a legal requirement in the UK, it’s highly recommended for homeowners and tenants as it can protect against financial loss due to damage, theft or other unforeseen events. If you have a mortgage, you may be required by your lender to purchase insurance on exchange and completion.
Get an insurance quote for your home
If you'd like to find out more about our home insurance, or you'd like to receive a quote, contact our friendly team over the phone on
