Campervan Insurance Policies
When choosing a campervan insurance policy for your beloved camper, it’s essential you read the small print.
This is where you will find out if you are getting the specialist cover you require.
The features of a standard policy aren’t likely to allow for bespoke additions like that campervan conversion you’ve just had done, or the 60 additional days you’ve planned to travel as part of your trip.
That’s where Comfort can help.
Comfort Insurance offer a guaranteed agreed price if selected at purchase of policy, as well as retention and salvage on any total loss of vehicle.
The Comfort Insurance Twilight campervan policy even covers a massive 90 days – meaning you don’t have to cut your trip to Europe short or pop home for a week to stay covered!
Here is a list of the benefits you get with a Comfort campervan policy:
• Full comprehensive cover or third party, fire and theft options available to cover campervans – up to the value of £150,000.
• 90 days EU Travel as standard
• Up to £1,000 cover for personal effects and belongings
• Awnings are covered up to their full value if they are fixed to your campervan
• Generators are covered for up to £500
• Audio & navigational equipment is covered up to the value of £500
• New for old vehicle replacement (for vehicles up to 3 years old with less than 15,000 miles on the clock)
• Window & windscreen breakage cover of up to £1,000 for any one claim
• No excess payable on windscreen repairs
• Gas explosion cover
• If your keys or transmitter are stolen, we’ll replace your locks free of charge
• Cover available for private campervan conversions and self-build campers
• (Optional) Full UK and EU breakdown cover
Getting Cheaper Campervan Insurance
Everybody wants a good deal on their campervan insurance.
At Comfort, we strive to offer you the best price on the market. So you can be confident with the deal and price you’re getting from us.
Campervan Insurance Cost – How Much Is Campervan Insurance?
The price of campervan insurance starts at around £150, and can go up to £1,000.
The exact cost depends on lots of different things – such as the model of your campervan, and how old it is.
Only in situations that involve high-premium campervans will the price exceed £1,000, but it can happen.
If you’ve looked at prices offered by other insurance providers, you’ll notice that Comfort is very competitive in the market.
Our intention is to give you a great price on specialist campervan insurance. We don’t need to price match, because our costs are already incredibly low.
Best Campervan Insurance Deals
The best campervan insurance deals aren’t necessarily always the cheapest. For a start, you need to make sure you’re buying from an insurer who specialises in campervans.
If you insure your camper through the same insurer as your car, you might find that some of the perks you’d enjoy from a Comfort policy aren’t included. Things like free lock replacements, generator and awning cover.
At Comfort, the first quote we offer you will be the cheapest deal we can possibly provide.
We’re not setting a higher fee than necessary, just so we can then offer deals and discounts. Every policy we provide is a good deal because you’re not paying a penny more than you need to.
Be wary of other insurers who do offer a cheaper price – as it’s possible their policies won’t include additional policy benefits.
Or, they might not be tailored specifically to campervans.
You can see a full list of our policy benefits above – at Comfort we’re proud of our extensive policy benefits.
For more information on this, see the Money Advice Service guide to buying your insurance online.
What Can You Do to Make Your Campervan Insurance Cheaper?
The cost of your campervan insurance, as mentioned, depends on a number of things.
Some of them cannot be helped – such as the age of your vehicle – but there are things you can do to lower the cost.
Here are a few ideas for you to consider:
• Thatcham Alarms and trackers
• Clutch claws and wheel locks
• Policy discounts are available if you have a category one alarm or VTS approved tracker.
It’s all about making your campervan ‘low-risk’ in the eyes of the insurer. If you have multiple security systems in place, then the likelihood of your vehicle being broken into, or stolen, is quite low.
As a result, insurers are more willing to offer you cheaper campervan insurance.
One suggestion we have would be to buy a wheel lock. Something strong that has received good reviews in the past.
That way, even if someone breaks into your campervan, there’s no way they can steal it.
Another option is to install an alarm system. If your campervan is stored at your property, this will immediately notify you of any intruders.
We aim to make finding cheap campervan insurance as quick and easy as possible by providing all the information you need in plain English.
The last thing we want is for any of our customers to take out a campervan insurance policy that isn’t right for them, which is why we always remind them to read the small print!
When taking out a campervan insurance policy with us make sure you have a quick think about how and when you will use your campervan and the ideal type of cover you will need.
Don’t forget that if you require any help we are always just a quick phone call away.
Comfort is proud to be able to offer cover to a wide variety of different campervan models.
Most of our policies are created for VW owners, whilst we can also offer bespoke quotes for self-build or mod conversion vehicles.
If you fall into the latter category – then it’s best to speak to one of our sales team directly. We typically ask for photos of the vehicle, as well as certification and registration details.
Classic VW Campervan & Transporter Models Insured
As many of our customers are fans of the classic VW campervan, this is something of a specialty of ours.
We can provide suitable coverage for all different models – including those listed below.
VW T1 (Type 2) Classic Campervan
If you’re lucky enough to claim ownership of a T1 model, the first generation of the Volkswagen Transporter vehicle, then you’ll want to get comprehensive insurance. This is a classic campervan first made available in the 1950s – with production stopping in 1967. You can still buy them today, but they’ll cost you a fair bit of money!
VW T2 (Type 2) Classic Campervan
Production on the T2, Volkswagen’s sequel to its famous T1, began in 1967 and lasted 12 years. Today, a T2 vehicle is very valuable – particularly if it’s in good condition – so it’s important to get it properly insured. Comfort can get you the best priced insurance on a VW T2 classic campervan.
VW T3 (Type 2) Classic Campervan
Whether you know yours as the T3, T25, Vanagon, Caravelle, Microbus or Syncro, the third generation of VW Campervans are still highly desirable in the campervan community. If you’re looking for VW T3 insurance, Comfort can provide you with the specialist cover your T3 (or T25) deserves.
VW T4 Transporter Campervan
If it’s a T4 Transporter campervan you own, then once again, Comfort can assist you with all your insurance needs. We’ll ensure you get appropriate cover, so that you can enjoy your travels with complete peace of mind – knowing that if anything were to go wrong, your T4 insurance will be there to help you out.
VW T5 Transporter Campervan
The T5 Transporter went into production in 2003, and remains so even today. Over the years, Comfort has been able to provide the necessary insurance for T5 campervan vehicles – so their owners can travel knowing they’re fully covered. If it’s a T5 vehicle you own – give us a call today.
VW T6 Transporter Campervan
The most recent Transporter model to be released by VW is the T6 – and if you’re the proud owner of such a vehicle, then you probably spent a bit of money to get it. With that being the case, good, comprehensive insurance is absolutely necessary – and you can get it from Comfort for the best possible price.
Other Types of Campervan Insured
Whatever type of campervan you have – we’re confident we can find you an excellent deal on your insurance.
If your vehicle wasn’t listed above, then don’t worry.
Just speak to one of our team, let them know the details, and they’ll be happy to help you get a quote.
Under 25 Campervan Insurance
Regardless of age, we feel we can find you a comprehensive insurance policy for your campervan.
If you’re over the age of 21, then we welcome you to become a part of the Comfort family.
You may find that under 25s insurance may be a little bit more expensive, because age is one of the factors we consider when we generate your online campervan insurance quote.
As a driver under the age of 25 looking to insure your vehicle, there are certain things you can do to make your insurance cheaper. But at Comfort, you have the best chance of getting a deal you’re happy with.
One that fully insures you ahead of your next trip, and equips you with the cover you need for your next adventure.
Home Insurance for Campervan Owners
Planning on being away for 6 months or more? You should also consider our specialist home insurance. We’ve designed it specifically for campervanners who like to take long trips away.
In addition to the bespoke features for campervan owners, it also includes all of the comprehensive cover you would expect from any normal home insurance policy.
If you’re not ready to switch but are still planning a long trip away, we would also strongly advise you to check your existing home insurance policy.
Sometimes normal home insurance policies don’t cover your home if you leave it unattended for long periods of time.
Should you return home from a blissful trip only to find that the unthinkable has happened, you need to make sure that you haven’t voided your standard home insurance policy by being away for so long.