A-Frame and Motorhome Insurance

We noticed this week that one of the motorhome Forums made a reference to cars being towed on an A-Frame.  Without wanting to get involved in the ongoing debate on A-Frames that seems to be constantly going on, it might be useful to clarify where we stand.

A car on an A-Frame is not a trailer, so the accidental loss, damage or theft cover provided under our policy for trailers would not apply.  Cars should always carry their own accidental loss or damage cover (we have our own Comfort private car scheme for these situations).  We do however provide third party under our motorhome scheme whilst a trailer is attached to the motorhome (and that would include a car on a trailer or an A-Frame.

Incidentally, the forum thread concerned contained some very nice comments, so here is a link: http://www.outandaboutlive.co.uk/forums/forums/thread-view.asp?tid=19310&posts=17#M208497

  • Lance

    “A car on an A-Frame is not a trailer” This is not correct, Under the Road Traffic Act when use in such a manner has to comply with the requirements of a tailer so technically becomes one.

  • lance

    Ignore Road Traffic Act and substitute “The Road Vehicles (Construction and Use) Regulations” in the 1st message.